{"id":2532,"date":"2025-01-23T10:31:14","date_gmt":"2025-01-22T23:31:14","guid":{"rendered":"https:\/\/23finance.com.au\/?page_id=2532"},"modified":"2025-02-21T16:00:23","modified_gmt":"2025-02-21T05:00:23","slug":"refer-a-friend-home-loan-cash-back","status":"publish","type":"page","link":"https:\/\/23finance.com.au\/zh\/refer-a-friend-home-loan-cash-back\/","title":{"rendered":"\u63a8\u8350\u4eb2\u53cb"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2532\" class=\"elementor elementor-2532\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-14dbb43 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"14dbb43\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b2c6c1f\" data-id=\"b2c6c1f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd21b8d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cd21b8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24c8cab elementor-widget elementor-widget-heading\" data-id=\"24c8cab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u63a8\u8350\u4eb2\u53cb<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f55bde elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f55bde\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f7e829d\" data-id=\"f7e829d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eaf9a5d elementor-widget elementor-widget-heading\" data-id=\"eaf9a5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u63a8\u8350\u4eb2\u53cb\uff0c\u53cc\u65b9\u5747\u53ef\u80fd\u83b7\u5f97\u8fd4\u73b0<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-471ef89 elementor-widget elementor-widget-text-editor\" data-id=\"471ef89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u6211\u4eec\u575a\u4fe1\uff1a \u201c\u6bcf\u4e2a\u4eba\u90fd\u503c\u5f97\u62e5\u6709\u66f4\u597d\u7684\u62b5\u62bc\u8d37\u6b3e\u7ecf\u7eaa\u4eba\u3002\u201d\u00a0<\/p><p>\u5982\u679c\u60a8\u4f5c\u4e3a\u6211\u4eec\u7684\u73b0\u6709\u5ba2\u6237\uff0c\u6ee1\u610f\u6211\u4eec\u7684\u670d\u52a1\uff0c\u8bf7\u5411\u60a8\u7684\u4eb2\u53cb\u63a8\u8350\u6211\u4eec\uff0c\u5e2e\u52a9\u4ed6\u4eec\u4e5f\u4eab\u53d7\u540c\u6837\u7684\u4f18\u8d28\u670d\u52a1\u3002\u8bf7\u7559\u610f\uff0c\u4ed6\u4eec\u5fc5\u987b\u662f\u65b0\u5ba2\u6237\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1e1b04 elementor-widget elementor-widget-text-editor\" data-id=\"b1e1b04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u5f53\u60a8\u4eb2\u53cb\u7684\u623f\u8d37\u4ea4\u5272\u540e\uff1a<\/strong><\/p><p>\u2022 <strong>You&#8217;ll receive $395 in home loan cash back*<\/strong>\u2014use it to cover your next annual package fee or opt for an e-gift card of equal value. This reward is funded from the trail commission received on your loan.<\/p><p>\u2022 <strong>Your friend will receive $800 in home loan cash back*<\/strong> to assist with lender fees, such as application, valuation, or settlement fees. This reward is issued after we receive the upfront commission from their lender.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96c14cc elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"96c14cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#TnCs\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-alt-circle-down\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">*\u6761\u6b3e\u548c\u6761\u4ef6\u9002\u7528\u3002\u8be6\u7ec6\u4fe1\u606f\u8bf7\u53c2\u9605\u4ee5\u4e0b\u5b8c\u6574\u7684\u6761\u6b3e\u548c\u6761\u4ef6\u3002<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/23finance.com.au\/zh\/home-loan-referral-program-2025\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-file-pdf\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u4e0b\u8f7dPDF\u7248\u672c<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4c93a71\" data-id=\"4c93a71\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7fcdd0e elementor-widget elementor-widget-image\" data-id=\"7fcdd0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"900\" src=\"https:\/\/23finance.com.au\/wp-content\/uploads\/2025\/01\/share-with-a-friend.jpg\" class=\"attachment-large size-large wp-image-2545\" alt=\"Two friends enjoying pizza and drinks, celebrating home loan cash back rewards.\" srcset=\"https:\/\/23finance.com.au\/wp-content\/uploads\/2025\/01\/share-with-a-friend.jpg 600w, https:\/\/23finance.com.au\/wp-content\/uploads\/2025\/01\/share-with-a-friend-200x300.jpg 200w, https:\/\/23finance.com.au\/wp-content\/uploads\/2025\/01\/share-with-a-friend-8x12.jpg 8w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0d94142 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d94142\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-213b08c\" data-id=\"213b08c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d7327e7 elementor-widget elementor-widget-heading\" data-id=\"d7327e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How it works?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2e8cd04 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2e8cd04\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-feb745b\" data-id=\"feb745b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bbc6e98 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"bbc6e98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-share-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t1. \u5206\u4eab\u60a8\u7684\u4f53\u9a8c\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u4e0e\u4eb2\u53cb\u5206\u4eab\u60a8\u7684\u4f53\u9a8c\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b831136\" data-id=\"b831136\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-568c4d4 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"568c4d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t2. \u63a8\u8350\u60a8\u7684\u4eb2\u53cb\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u7ecf\u4ed6\u4eec\u540c\u610f\uff0c\u8bf7\u63d0\u4f9b\u4ed6\u4eec\u7684\u59d3\u540d\u548c\u624b\u673a\u53f7\u7801\uff0c\u6211\u4eec\u5c06\u4e3b\u52a8\u8054\u7cfb\u4ed6\u4eec\u3002\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-d1f10fa\" data-id=\"d1f10fa\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e95892d elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"e95892d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-money-bill-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t3. \u83b7\u5f97\u8fd4\u73b0\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u5728\u60a8\u4eb2\u53cb\u7684\u623f\u8d37\u4ea4\u5272\u540e\uff0c\u60a8\u4eec\u53cc\u65b9\u90fd\u5c06\u83b7\u5f97\u8fd4\u73b0\u3002\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d6148a4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d6148a4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-32e2454\" data-id=\"32e2454\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a67235 elementor-widget elementor-widget-menu-anchor\" data-id=\"9a67235\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"TnCs\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02e0c08 elementor-widget elementor-widget-heading\" data-id=\"02e0c08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u91cd\u8981\u4fe1\u606f<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6185a elementor-widget elementor-widget-toggle\" data-id=\"4a6185a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7791\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-7791\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u6761\u6b3e\u548c\u6761\u4ef6<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-7791\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-7791\"><p>Cheng &amp; Yu Consulting Pty Ltd (ABN: 93 637 963 501, Credit Representative 529662), trading as 23 Finance (hereafter referred to as &#8220;23 Finance&#8221;), is a Credit Representative of Finsure Finance and Insurance Pty Ltd (ABN: 72 068 153 926, Australian Credit Licence Number 384704). 23 Finance is responsible for managing and administering the &#8220;Home Loan Referral Program 2025 &#8211; &#8216;Refer a Friend&#8217; (hereinafter referred to as the &#8216;Program&#8217;).&#8221; By participating, you acknowledge and agree to these Terms and Conditions.<\/p><p><strong>1. Eligibility<\/strong><br \/>To participate in the Program:<\/p><p><strong>Referrer (You)<\/strong> must:<br \/>\u2022 Be an existing customer of 23 Finance with a settled home loan arranged through us.<br \/>\u2022 Obtain the Referee&#8217;s consent before providing their name and mobile number to 23 Finance for contact purposes.<\/p><p><strong>Referee (Your Friend)<\/strong> must:<br \/>\u2022 Be a new customer of 23 Finance who has not previously applied for or obtained a loan through 23 Finance.<\/p><p><strong>2. Referral Rewards &amp; Important Conditions<\/strong><br \/>Once the Referee\u2019s loan, arranged through 23 Finance, settles, the following rewards will apply:<\/p><p><strong>\u2022 Referrer (You):<\/strong>\u00a0<span style=\"background-color: var(--ast-global-color-4);\">We\u2019ll transfer $395 to your nominated account within 30 days of your\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3);\">friend\u2019s loan settlement to cover your next annual package fee (or provide an e-gift card\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3);\">of equivalent value if you don\u2019t have a package), funded from the trail commission\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3);\">received on your loan.<\/span><\/p><p>\u2022 <strong>Referee (Your Friend):<\/strong>\u00a0<span style=\"background-color: var(--ast-global-color-4);\">We\u2019ll transfer $800 to your friend\u2019s nominated account within\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3);\">90 days of the loan settlement to assist with lender fees that may apply, such as\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3);\">application, valuation, or settlement fees, once 23 Finance receives the upfront\u00a0<\/span><span style=\"font-style: inherit; font-weight: inherit; background-color: var(--ast-global-color-4); color: var(--ast-global-color-3);\">commission from their lender.<\/span><\/p><p><strong>3. How the Program Works<\/strong><br \/><strong>I. Spread the Word:<\/strong> Share your positive experience with friends and family.<\/p><p><strong>II. Refer Your Friend:<\/strong> With their consent, provide their name and mobile number to 23 Finance, and we will contact them.<\/p><p><strong>III. Receive Rewards:<\/strong> Once the Referee&#8217;s loan settles, both you and your friend will receive the applicable rewards.<\/p><p><strong>4. Program Modifications and Cancellation<\/strong><br \/>\u2022 23 Finance reserves the right to amend, suspend, or terminate the Program at any time without prior notice. However, any valid and completed referrals submitted prior to such changes will still be honoured, and the corresponding rewards will be provided.<\/p><p>\u2022 23 Finance reserves the right to withhold or cancel rewards for referrals deemed to be fraudulent, unauthorized, or in breach of these Terms and Conditions.<\/p><p><strong>5. Liability and Indemnity<\/strong><br \/>\u2022 23 Finance is not responsible for any disputes between the Referrer and Referee.<\/p><p>\u2022 23 Finance accepts no liability for any loss or damage arising directly or indirectly from participation in the Program, except as required by law.<br \/>Furthermore, 23 Finance will not be liable for any actions or events caused by third-party lenders or entities involved in the loan process.<\/p><p><strong>6. Governing Law<\/strong><br \/>These Terms and Conditions are governed by and construed in accordance with the laws of Australia.<\/p><p><strong>7. Contact Information<\/strong><br \/>For inquiries about the Program, please contact:<br \/>23 Finance<br \/>Phone: 02 8593 3408<br \/>Email: info@23finance.com.au<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6df5d64 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6df5d64\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-311495c\" data-id=\"311495c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e974e56 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e974e56\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b42224d\" data-id=\"b42224d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-431a963 elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"431a963\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">\u8fd8\u4e0d\u662f\u6211\u4eec\u7684\u5ba2\u6237\u5417\uff1f<\/h3><p class=\"elementor-image-box-description\">\u4eca\u5929\u5c31\u4e0e\u6211\u4eec\u8054\u7cfb\uff01<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88a100f elementor-widget elementor-widget-button\" data-id=\"88a100f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/23finance.com.au\/zh\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u5373\u523b\u8054\u7cfb\u6211\u4eec<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-inner-column elementor-element elementor-element-9a40aca\" data-id=\"9a40aca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-096de43 elementor-widget elementor-widget-image\" data-id=\"096de43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"775\" height=\"517\" src=\"https:\/\/23finance.com.au\/wp-content\/uploads\/2025\/01\/Welcome.jpg\" class=\"attachment-large size-large wp-image-2693\" alt=\"Welcome\" srcset=\"https:\/\/23finance.com.au\/wp-content\/uploads\/2025\/01\/Welcome.jpg 775w, https:\/\/23finance.com.au\/wp-content\/uploads\/2025\/01\/Welcome-300x200.jpg 300w, https:\/\/23finance.com.au\/wp-content\/uploads\/2025\/01\/Welcome-768x512.jpg 768w, https:\/\/23finance.com.au\/wp-content\/uploads\/2025\/01\/Welcome-18x12.jpg 18w\" sizes=\"(max-width: 775px) 100vw, 775px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Refer a Friend Refer your friends and you could both get rewarded We believe that \u2018everyone deserves a better broker.\u2019\u00a0 If you\u2019ve had a positive experience, as an existing customer, help your friends and family enjoy the same great service. Please note, they must be new customers. Once your friend&#8217;s loan settles: \u2022 You&#8217;ll receive [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_eb_attr":"","site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2532","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Refer a Friend for Home Loan Cash Back<\/title>\n<meta name=\"description\" content=\"Refer a friend for home loan cash back! 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