'GPS' Approach
Industry-leading
"GPS" approach
1. General Information Only
If your objective is to obtain a lower rate only, we would only collect essential information, such as loan type, approximate loan amount and loan to value ratio (LVR). Thereafter, we will provide you with a competitor’s rate⇓, so that you can contact your current bank and negotiate with them.
2. Personal Circumstances
If your current bank could not lower your rate, or you were not satisfied with their counter-offer, and decided to refinance to a new bank, one of our brokers would contact you to arrange a remote or face-to-face home loan interview, so that we can have an in-depth understanding of your personal circumstances.
3. Solution
After we have verified your financial situation, we will be able to provide you with a solution tailored to your financial position, requirements and objectives. If you were satisfied with our solution, we would submit your refinance application for you.